1. Florida
2. Hernando Beach
3. 4058 Centavo Court

4058 Centavo Court, Hernando Beach, FL 34607

• 4 beds |
• 3 baths |
• 1,923 sqft

Property Description

Waterfront Key West-Style Stilt Home with Direct Gulf Access. This three-story coastal home offers a rare opportunity in a short-term rental-friendly neighborhood, with a recent total 75,000 price reduction. Designed in a Key West style, the property includes 3 bedrooms and 2 bathrooms upstairs, plus a 1-bedroom, 1-bath guest suite which is ideal for family, guests, or rental income. The home features direct Gulf access with no fixed bridges, just minutes to open water. A 2018 10k boat lift with composite dock and deck, fish-cleaning station, and shore power make boating days seamless. Five parking spaces, downstairs storage, a carport, and a Level 2 EV charger add everyday convenience. Interior Highlights include an Open floor plan with soaring 17' ceilings and a wall of windows filling the great room with natural light. Remodeled kitchen (2017) with granite countertops, stainless steel appliances, soft-close cabinetry, and pantry. Guest quarters with private entrance, perfect for extended family or income potential. Some of the Recent Updates include a 2008 metal roof with 30+ years of life (per 2024 Four-Point inspection), 2018 HVAC with transferable 10-year warranty, 2019 electrical panel, 2021 water heater. This home comes with an Affordable Insurance Advantage with assumable primary flood insurance at just 810 per year and estimated homeowners/wind coverage of approx. 1,992/year. The current owners will pay your first year of all insurance based on primary (flood, homeowners, and wind)—a valuable, rare perk on the Gulf Coast. The property is landscaped with banana, mango, avocado, pomegranate, passion fruit, and palm trees. The waterfront area is designed for entertaining with covered and open spaces for barbecues, family gatherings, or quiet evenings by the water. Nestled in Hernando Beach, the home is just around the corner from marinas, restaurants, tiki bars, and fueling stations. Outdoor lovers will enjoy nearby biking trails, the Weeki Wachee River, and the 9-Lake Preserve. This home is move-in ready, investment-friendly, and offers a true coastal lifestyle—whether as a primary residence, vacation retreat, or income-producing property.

Listing Status:

Active

Date Added:

March 17, 2025 at 05:00AM

Listing Office:

REMAX Alliance Group : 352-596-9999

MLS ID:

2252271

Interior

• General: Breakfast BarCeiling Fan(s)Open FloorplanPantrySplit BedroomsVaulted Ceiling(s)
• Appliances: DryerDishwasherElectric RangeMicrowaveRefrigeratorWasher
• Laundry: Upper Level
• A/C: Central Air
• Heating: CentralElectric

Exterior

Construction

Location

Lot

Utilities

Financial

This listing courtesy of REMAX Alliance Group